PlainCoin
Chapter 10 Core concepts Medium risk

What is an LST depeg?

Why liquid staking tokens like stETH sometimes trade below ETH — and what that means if you hold or borrow against them.

The short version
  • An LST (liquid staking token) represents staked ETH — stETH, rETH, cbETH — and usually trades near 1:1 with ETH.
  • A depeg means the LST trades below its expected value (e.g. stETH at 0.97 ETH) — often during market stress or withdrawal queues.
  • Depegs hurt lenders who accepted LST as collateral and borrowers who thought their collateral was worth more.
  • The peg tends to recover when redemptions work and panic fades — but not guaranteed, and not on your schedule.

A liquid staking token (LST) is a receipt for staked ETH. You deposit ETH into a protocol like Lido and receive stETH (or rETH via Rocket Pool, cbETH via Coinbase) that accrues staking rewards while staying tradeable.

Normally, 1 stETH ≈ 1 ETH on the open market. An LST depeg is when that ratio breaks down and the LST trades at a discount.

01

Why LSTs exist

Native ETH staking locks your coins with an unbonding period. LSTs let you stay liquid — trade, lend, or use the token in DeFi — while still earning staking yield. The LST’s value should track ETH plus accumulated rewards over time.

02

What causes a depeg

DriverWhat happens
Panic sellingHolders rush to exit into plain ETH; LST supply floods DEX pools
Withdrawal delaysCan’t redeem stETH for ETH instantly → discount appears on secondary markets
Protocol fearConcerns about the staking operator, slashing, or smart contract risk
Leverage unwindsBorrowers liquidated, collateral dumped, discount widens

The March 2023 banking crisis is the textbook example: stETH briefly traded meaningfully below ETH as leveraged positions unwound.

03

Who gets hurt

  • Holders selling at the bottom — crystallise a loss vs. holding through recovery.
  • Borrowers using LST as collateral — a depeg triggers liquidations even if ETH’s “real” price is stable.
  • Liquidity pools pairing LST/ETH — impermanent loss accelerates.

Arbitrageurs eventually buy discounted LST if they trust redemption at par — that pressure helps restore the peg. During chaos, that process is slow.

⚑ One honest flag

Treat LSTs as ETH-like, not identical. If you borrow against stETH or park life savings in a discounted LST hoping for recovery, understand you are taking correlation and liquidity risk on top of normal staking risk.

If this cleared something up, you can buy me a coffee.

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